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Financial Tools

Please try our wide variety of financial calculators. Interactive calculations, dynamic graphs and fully customizable reports are just a few of the features that make our calculators stand out!

Mortgage Calculators
Mortgage comparison: 15 years vs. 30 years Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
Mortgage Payoff Save thousands of dollars in interest by increasing your monthly mortgage payment.
Mortgage Points Calculator Should you buy points? Use this calculator to find out.
Mortgage Qualifier Can you buy your dream home? Find out just how much you can afford!
Refinance Breakeven Should you refinance your mortgage? Use this calculator to determine when you will breakeven!
Rent vs. Buy Are you better off buying your home, or should you continue to rent?
 
Loan Calculators
Alternative Payment Frequencies Use this calculator to determine your payment or loan amount for different payment frequencies.
Amortizing Loan Calculator Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!
Loan Comparison Calculator Use this calculator to sort through the monthly payments, fees and other costs associated with comparing loan options.
Loan Prequalification Calculator Use this calculator as your first step in determining your ability to qualify for a loan.
 
Credit Cards and Debt Management
Accelerated Debt Payoff Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.
Credit Card Pay off Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.
Personal Debt Consolidation Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.
Roll-Down Your Credit Card Debt! The Credit Card Roll-Down Calculator applies two simple principles to paying off your credit card debt.
 
Auto Calculators
Auto Loans Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!
Home Equity vs. Auto loan Use this calculator to determine if a home equity loan makes sense for your next automobile purchase.
Lease vs. Buy Should you lease your next automobile or finance it? Find out with this calculator!
 
Retirement Savings and Planning
Required Minimum Distribution (RMD) Use this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account. This financial calculator will also look at potential future year's distribution requirements.
Retirement Planner Quickly determine if your retirement plan is on track - and learn how to keep it there.
Roth IRA Calculator Use this calculator to compare the Roth IRA to an ordinary taxable investment.
Roth IRA Conversion This calculator will show the advantage, if any, of converting your IRA to a Roth.
Social Security Benefits Use this calculator to estimate your Social Security benefits.
Traditional IRA Calculator How can contributing to a regular IRA help you in your retirement?
 
Tax Calculators
1040 Tax Calculator How much in income taxes will you pay? Use this 1040 tax calculator to help determine your tax bill for next April.
457 Payroll Deductions Use this calculator to help you determine the impact of changing your payroll deductions.
Earned Income Credit (EIC) Calculator Use this calculator to determine if you qualify for the Earned Income Credit and if so, how much it might be worth.
Estate Tax Planning Knowing your potential estate tax liability is a great place to start your estate tax plan. Use this calculator to estimate your estate tax liability.
Hourly Paycheck Calculator Use this calculator to help you determine your paycheck for hourly wages.
Marginal Tax Rate Calculator Use this calculator to determine your marginal and effective tax rates. This calculator sorts through the tax brackets and filing options to calculate your true tax liability.
Net to Gross Paycheck Calculator This calculator helps you determine the gross paycheck needed to provide an required net amount.
Payroll Deductions Use this calculator to help you determine the impact of changing your payroll deductions.
Section 125 Cafeteria Plan Use this calculator to see how participating in your employer's Section 125 Cafeteria Plan can help you pay less tax, and increase your net take home pay.
Self-Employment Taxes If you are self-employed, operate a farm or are a church employee use this calculator to determine your self-employment taxes.
U.S. 1040EZ Tax Estimator Many people can use the 1040EZ tax form instead of the more complicated 1040 to calculate their taxes. Containing only seven required inputs, the 1040EZ is one of the quickest forms to calculate your tax bill.
 
Savings Calculators
College Savings Use this calculator to help develop or fine tune your education savings plan.
Cool Million Find out when your savings plan may make you a millionaire!
Don't Delay Your Savings! Waiting to begin your savings plan can have a huge impact on your results. This calculator helps show you how much postponing your savings plan can really cost.
Lunch Savings Use this calculator to see how a simple change such as bringing a bagged lunch to work can really add up.
Savings Calculator Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
Savings, Taxes, and Inflation Use this calculator to determine how much your savings will be worth with these two important variables in mind.
 
Personal Finance
Checkbook Balancer Balance your checkbook with this quick and easy calculator.
Home Budget Analysis Analyze your budget, see where your money goes and find out where you can improve!
Should my spouse work? This calculator is designed to help you see the financial impact of having either one or two incomes for your household.
Student Budget This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.
 
Insurance Calculators
Health Savings Account (HSA) Contribution Calculator This Health Savings Account (HSA) calculator determines the amount you are allowed to deposit into an HSA account for the current tax year.
Life Insurance Calculator How much life insurance do you really need? Find out here!
Variable Annuity Calculator How can a variable annuity help you save for retirement? Use this calculator to find out.
 
Business Calculators
Breakeven Analysis Find out how many and what price you must sell your product at to make a profit.
Business Valuation - Discounted Cash Flow This tool calculates a business valuation based upon the discounted cash flow methodology – illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value.
Cash Flow Calculator Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.
Commercial Loan Calculator Use this calculator to estimate your debt service coverage with a new loan. If your debt service coverage is high enough, including your new loan payment, you have a good chance of being approved.
Financial Ratios This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.
Inventory Analysis Use this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders.
Like Kind Exchange This calculator is designed to calculate and the recognized loss, gain and the basis for a Like Kind Exchange.
Profit Margin Calculator This calculator can help you determine the selling price for your products to achieve a desired profit margin.
Working Capital Needs Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.


Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

 


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